Small Finance Banks

Small Finance Banks is a comprehensive guide that examines the concept, evolution, and regulatory structure of Small Finance Banks in India. The book explains the rationale behind the introduction of SFBs, their role in extending banking services to underserved and unbanked segments, and their contribution to inclusive economic growth. It provides detailed coverage of RBI guidelines relating to licensing, capital requirements, governance norms, permissible activities, priority sector lending, and compliance obligations applicable to Small Finance Banks. The book also discusses operational challenges, risk management practices, and regulatory supervision. Written in a clear and structured manner, this work serves as both an academic resource and a professional reference for understanding the unique banking model of Small Finance Banks. It is especially useful for those seeking insight into India’s evolving banking landscape and financial inclusion initiatives.